★★★★★
Norma & team were Informative, patient, and efficient with our refinance process. Thank you!
Nicholas Casas · Feb 2026
★★★★★
Super helpful and handled everything for us!
Ransom's Hunting Channel · Mar 2023
★★★★★
Very efficient process with Norma. Highly recommend!
Martha Weaver · Mar 2022
★★★★★
Great experience and will definitely use again in the future for all lending needs.
James Kaylor · Feb 2022
★★★★★
Great experience. Thanks for helping us out.
Trent Groothuis · Sep 2021
★★★★★
Norma is so professional. She gets things done. I enjoyed working with her!
Drew Nelson · Sep 2021
★★★★★
great experience. would highly recommend
robert beam · Jun 2021
★★★★★
Norma is fantastic! We would recommend her for anyone’s mortgage needs!
Kathleen Peniston · May 2021
★★★★★
Super fast and great communication.. the easiest refi we have done. Thanks a lot Norma.
MIcheal Smith · Oct 2020
★★★★★
Norma was great to work with! Very responsive, professional, knowledgeable and happy to help.
Chris Reynolds · Sep 2020
★★★★★
Norma was great thru the whole process! Highly recommend.
Bob Hubbard · Sep 2020
★★★★★
Norma has closed 4 loans for us and all have been handled as professionally as expected.
Rick Richardson · Jul 2020
★★★★★
Norma is amazing! She works diligently and quickly!
Grant Bomann · Jun 2020
★★★★★
Highly recommend. Fantastic service.
Ryan Fitzgerald · Jun 2020
★★★★★
Norma helped be get through the refinance process so smoothly. She is amazing and so fun to work with.
Navpreet · Apr 2020
★★★★★
Very good experience Thank you Norma!
Chris Rees · Apr 2020
★★★★★
Norma is the best! We wouldn’t trust anyone else!
Melissa Nelson · Apr 2020
★★★★★
Norma makes the whole process simple and fast! She’s awesome!
Anna Kate Braswell · Nov 2019
★★★★★
Norma was so helpful! I highly recommend her and Cobblestone Mortage Corp.
Jennifer Seymour · Oct 2019
★★★★★
Professional with great attention to detail. When I need a new loan someday, Norma will be my #1 choice!
Craig Voelker · May 2019
★★★★★
Lots of excellent education and follow up. Thank you Norma!
Sonja Likness · Feb 2019
★★★★★
She is wonderful! So quick and efficient. Answered the phone every single ring.
Jasmine broadway · Feb 2019
★★★★★
Norma is wonderful! She is very quick and efficient. Answers the phone on the first ring. Recommend her 100%
Jacob Broadway · Feb 2019
★★★★★
Norma is always our go to person for a mortgage or refinance. There are NEVER any surprises with her. She is efficient and organized. You will never be wondering what’s next.
Darrick Embry · Feb 2021
★★★★★
Norma makes everything quick and easy with no stress. Strongly advise you use her services. Thank You very much Norma
charles Martin · Feb 2021
★★★★★
Norma was incredibly easy to work with and worked tirelessly to get us the best rate possible and create a seamless process for us. Highly recommend!
Jessica Enderwick · Feb 2021
★★★★★
The experience was painless! The knowledge and expertise provided was great and we were guided every step of the way...so much that this is our second time using Cobblestone!
Brian Middleton · May 2020
★★★★★
Mrs. Rowe was great to work with. She did everything she could to get us the best interest rate. Everything was complete in a timely manner. I would definitely recommend her!
Lisa Mangum · Apr 2020
★★★★★
We have worked with Norma on several homes. She is great to work with and makes a somewhat daunting process, seamless.
Angie Sis · Apr 2020
★★★★★
Norma was fantastic to work with, she explained things clearly, and helped us determine the best approach to fit our plan. I have never had a refinance be this simple or this fast.
Scott COvert · Mar 2020
★★★★★
Norma made everything about the mortgage experience so easy! She was really responsive and accessible as well. Best experience we have ever had.
Caroline Carrison · May 2019
★★★★★
Norma is outstanding. The best in the business and she handles all of my transactions.
Professional and a high level of urgency.
TIMOTHY DENZER · May 2019
★★★★★
A pleasure to work with. Norma was great and awesome to deal with. Bye fat the easiest home purchase I’ve ever dealt with and very quick.
terence Payne · Feb 2019
★★★★★
Norma was great! This was my first time buying a home and she answered my many many questions gracefully. Highly recommend!
Shasta Short · Feb 2019
★★★★★
I can"t say enough wonderful things about working with Cobblestone Mortgage, Norma made the process seamless! Thank you again and I cant wait to work with you in the future!!
Melissa Wilhelm · Feb 2019
★★★★★
This is our second time working with Norma Rowe and once again, she made everything work to our best interests from start to finish. This time was for a refinance, we had ideas of how all would play out, but we did not envision getting the rate Norma got for us, the quick closing or the funds that she made possible. We did everything online, which was perfect for my husband at work and me at home. The title company attorney even met us by our home to sign the hard signature papers necessary to close. We closed (online) the next morning and it was that quick and simple. We recommend Norma to anyone we can, she is an amazing mortgage loan broker. A nice person too. Thank you Norma! — Glen and Sharon DeLozier
SharonLynn · Apr 2022
★★★★★
Game Changer! Having lost my job and relocating across the country due to covid, I was struggling to find a way to finish some projects that I had started but were delayed due to supply chain & labor shortages. I had no debt but was short on cash and was feeling the pressure. I had been researching different lending providers for months but was overwhelmed with the lending criteria. I found Norma and Cobblestone Mortgage Corp online while researching my options and sent her an honest, detailed email. She called me right away. She further clarified my situation and gave me some specific steps to put myself in a better place to apply and qualify for a mortgage. I immediately took action and when I called Norma to let her know of my progress a few months later, she immediately took action in response. I had to wait for some paperwork on my end in order to submit my application but Norma walked each step of the journey with me, stayed in regular contact, and kept me abreast of updates or questions along the way. Not only did she get me where I needed to go, she got me there faster and with more funds than I had hoped to borrow. It's hard to express with words how incredibly valuable it is to have a sincere & personal connection with someone when you are dealing with financial matters like mortgages and lending. Even if you have a professional financial background like I do; It matters most when its personal. There was a lot on the line and having Norma on my team was an absolute WIN! I couldn't be more grateful for her expertise, guidance, and genuine understanding. I know I wouldn't have the funds I needed without her. Norma is an absolute professional and I recommend her without hesitation.
Courtney Smith · Feb 2022
★★★★★
On my refinance I debated between working locally with Cobblestone vs. the large online mortgage companies. I have zero regrets going with Cobblestone. Norma's high availability made this process clean and straightforward. Among several businesses I've found in Waxhaw that I would strongly recommend, this is one of them.
Cj Taylor · Feb 2022
★★★★★
Norma was outstanding! She was incredibly responsive and professional throughout the entire process of securing my loan.
On more than one occasion she proactively reached out to me to discuss changes and regulations or provide insight around potential opportunities we could take advantage of in order to purchase our dream home. I would recommend working with Norma for anyone who is interested in obtaining a mortgage.
Jay Walther · Dec 2021
★★★★★
The state of the real estate industry makes it hard to compete unless you have cash or Norma on your side. I have closed several loans with Norma and she is quick and helpful and delivers even when things got tough. Norma is one of the best in the business.
JC Vargas · Dec 2021
★★★★★
Highly recommend Norma and Cobblestone Mortgage. She made the process fantastically efficient and about as painless as you could hope. She is a consummate professional and was fully accessible to answer any questions or address concerns. We will most certainly using her services again when the time comes.
Geoff · Nov 2021
★★★★★
Outstanding customer service throughout the whole refi process. Norma treated us like VIPs and made everything easy. Any questions I had, she took plenty of time to explain and make sure I understood. Highly recommended and would use again.
Peter Allen · Oct 2021
★★★★★
Norma Rowe made a normally stressful process, simple and exciting. There were many times we had concerns and/or questions, but Norma was always available to ease our stress. If a house went on the market over a weekend, she was always able to get us our "Pre-Approval" form. I could not recommend Norma Rowe any more than I already do. Thank you for making the purchase of our first home so simple!
Jordan Toole · Oct 2021
★★★★★
We have used Norma on several occasions over the years and every experience has been terrific and on point. She is very professional and easy to work with. My wife and I highly recommend her and Cobblestone.
Martin · Oct 2021
★★★★★
Norma was absolutely amazing to work with. She took the time to thoroughly explain the process and the expected out outcome of my mortgage refinance. Additionally, everything was very timely from my very first inquiry to her all the way through to my closing. Superb experience!
Talita Spratt · Oct 2021
★★★★★
Wow!! There aren’t enough words to describe how amazing Norma was during our home buying process. This was our first home ever and she walked us through every step of the way and answered every question with ease and professionalism. Absolutely the best at her job! I HIGHLY RECOMMEND GIVING HER A CALL!
Austin Andreas · Sep 2021
★★★★★
Take it from a repeat customer - Norma is the consummate lending professional. I originated my primary home loan with Norma five years ago, so when it was time to initiate a second loan for an investment property, Norma was my obvious choice. From start to finish, she makes the lending process smooth, provides expert level details, and closes loans both quickly and on time. I highly recommend Norma and Cobblestone Mortgage Corp, and wouldn't hesitate to consult her again for any future lending need!
Tom Lawson · Sep 2021
★★★★★
As a first-time homebuyer, this experience was difficult and scary at times! However, Norma was always available to answer my questions with patience and kindness. She works quickly and efficiently, and I am very happy with my rate!
I would definitely recommend working with Norma!
Abigail Wurst · Aug 2021
★★★★★
We truly enjoyed our experience with Norma. She responded to every question quickly and offered refinance options that fit our needs. The process was quick and Norma makes sure that you have zero questions once the process is done. I would absolutely recommend Norma for any refinance needs. She's the best!
Ryan Harris · Aug 2021
★★★★★
So grateful we stumbled upon Norma at Cobblestone Mortgage. She was a Godsend and so great to work with, saved us much time and money and even shared options with us we didn't know we had available to us! I am a 1st time home buyer and didn't have much knowledge of the whole complicated process. Well...Norma got us through it all step by step, smoothly and without any hassle. We could not ask for more than the service, expertise, and overall care we received from Norma at Cobblestone! Don't hesitate to give her a call, you will be so glad you did!
Rudy P · Aug 2021
★★★★★
Norma and her team were an absolute dream to work with! She guided me step by step through the entire process making sure I understood everything to come. Her team was friendly, professional and thorough and made what could be an intimidating process, very easy! I would absolutely refer her for anyone looking to buy a home!
Pauline Nancoo · Jul 2021
★★★★★
Norma was great during my refinancing experience. She guided me through every decision and took the time to educate me on things that I did not understand. She is very quick to respond to any questions and always has your best interest at heart. I highly recommend her business!
Alisha · Jun 2021
★★★★★
My husband and I couldn't have made it through the house-buying process without Norma! It was an incredibly busy time in our lives, and we were so grateful to have Norma to rely on. She was easy to reach whenever we needed her, and she went above and beyond to help us every step of the way. We knew we could count on Norma to be honest with us and to guide us with the best advice possible, which took much of the headache out of house-hunting. I recommend Norma to everyone I know who's thinking of starting the home-buying process. I wouldn't want to do this again without her!
Leanna Gardner · May 2021
★★★★★
I highly recommend Cobblestone Mortgage. Norma has helped our family both refinance and purchase a new mortgage. She looks out for her customers and is easily accessible. She returns email, phone calls and texts in a very timely manner and is willing to answer any questions. She made sure that everything was ready and closings happened easily and on-time. You won't find a better agency to work with.
Donna Deans · Apr 2021
★★★★★
Working with Norma was so amazing! She is quick, efficient and yet takes the time to understand your goals. She made the whole experience painless and saved us money too! I highly recommend her for all your needs!
Katie Johnson · Apr 2021
★★★★★
Norma has been great to work with on two different home purchases along with a ReFi. We initially moved here from out of state, Norma handled everything seamlessly for us allowing for a more comfortable experience. You can count on Norma to be genuinely looking out for her clients, proactive, and always with a lightning quick response. Thanks to Norma and her team, job well done as usual!
Joe M · Apr 2021
★★★★★
Norma is awesome! Twice I have used her for refinancing and have been extremely pleased both times. She is very responsive to phone/emails, and gives great advice when outlining what your rates and options are. She walked us through the whole process from start to finish, explicitly detailing what she would do, what we needed to do, and when we needed to do them by. She makes refinancing extremley quick and easy,. I would recommend her to anyone and will definitely be using her again should I need to refi or get a new mortgage. Thanks again, Norma!
Greg Harrison · Mar 2021
★★★★★
This is our second time working with Norma Rowe. We got our home mortgage though her when we bought our house in 2015 and liked her so much that we used her again when we refinanced in 2021. She is efficient, thorough, and patient. She answered all our questions, and got us a great rate.
She is passionate about her job and we trust her 100%.
Mary and Bruce Kirchoff · Mar 2021
★★★★★
Norma was enormously easy to work with and worked tirelessly to get us the best rate possible. We had a fantastic experience working with her and highly recommend her to all who are looking for a great experience with a loan officer!
Jessica · Feb 2021
★★★★★
I have known Norma for over 25 years. She has always done our families mortgages, and we will always choose her to work with. She finds us the best rates. Norma is professional, and the start to finish process is done in a proficient amount of time. I would highly recommend Norma to anyone searching for a mortgage or refinance.
Jane Wurst · Feb 2021
★★★★★
Norma at Cobblestone provides outstanding service. I have worked with Norma for two home purchases over five years apart and the level of professional and service that I see was and remains exceptional. I have recommended her to friends and family and plan to do so again.
William McNamara · Jan 2021
★★★★★
Norma was a lifesaver to me. She helped me refinance my house after a seperation, which I never thought was never going to happen. She made the most difficult time in my life easier, quicker than expected and with wonder results. I would highly recommend Norma to anyone in the market for a mortgage. I give her an A++
Laurie Hammett · Jan 2021
★★★★★
I've been securing mortgages through Norma for about 20 years now. At least 6 times. She's extraordinarily knowledgeable and professional. She finds great rates, gives experienced, informed advice and saves me money. No chance I'd work with another broker.
lastroke2216 · Jan 2021
★★★★★
Norma was great to work with. Very professional, but went the extra mile by telling me I was paying too much for my current homeowner insurance and giving me some suggestions of more reasonable insurance companies. She came highly recommended by a neighbor up our street and she did not disappoint!
Larry Watson · Jan 2021
★★★★★
Where to begin? Norma is beyond phenomenal! If you are buying a home in NC, you NEED to contact Norma. She went absolutely above and beyond to help us with our mortgage. I have been telling everyone about her, even strangers. We really lucked out finding her and sticking with her, even when our realtor was pushing to use their regular broker. Total rockstar- makes the process so easy (especially since we were moving from out of state). If I could give 10 stars, I would! Thanks so much for everything, Norma!
Marissa Vieira · Dec 2020
★★★★★
This was the very best experience that I have ever had with Financing or refinancing.
Norma is timely, efficient, and explains everything in detail.
If you need a mortgage group, you MUST USE COBBLESTONE. Ask for Norma!
Douglas Stemen · Dec 2020
★★★★★
Norma did a great job for us. She is very efficient, but also takes time to explain things in more depth when necessary. She tried to find as many ways as possible where should could save us money throughout the process. We really enjoyed working with Norma and her partners and couldn't be happier with our experience.
Tate Family · Dec 2020
★★★★★
Easiest mortgage lending experience I have ever had! Norma made everything stress free and easy. She's easy to work with and is honest if something is good or bad financially. Would definitely recommend her and will definitely use her again!!!
Shannon · Dec 2020
★★★★★
Norma makes the mortgage process less stressful and always puts the needs of her client(s) first. Every time we have had Cobblestone representing us, it has been beyond our expectations. I cannot express my gratitude to both Norma and Mike Rowe for always accommodating my husband’s busy travel schedule. It’s great to be back in the Carolinas! Thanks for making it happen on such short notice! We could not have made this move without your knowledge and expertise. Thank you.
Sandra Mendez McCaffety · Nov 2020
★★★★★
I would highly recommend Norma to anyone looking for a Mortgage Broker as they seek financing for a new home. She made the process simple and painless. She was always available to answer any questions we had and was extremely patient with us as first time homebuyers. It was clear that she cared about us and making sure we were informed about all the ins and outs every step of the way. Norma will be the first person we contact whenever we decide to sell, refinance, or purchase a new home in the future.
Sean Pitchford · Nov 2020
★★★★★
Easily one of the best and most efficient mortgage experiences to date for us! Norma is responsive, efficient, timely and proactive. We will seek out Norma's help with any future mortgage transactions.
Kimberly Turner · Oct 2020
★★★★★
This was the fourth time I've worked with Norma on either a new or refinanced mortgage. She was great as always. Super responsive, easy to communicate/exchange info, and a quick turn around.
Matt Beaver · Oct 2020
★★★★★
The mortgage process can be a very unnerving. I have worked in the real estate business for 35+ years in Florida and applied for numerous mortgages. I fortunately found Norma (Cobblestone Mortgage) when refinancing my residence in North Carolina. I have to say I have not dealt with a more professional mortgage broker. Norma was knowledgeable, always available, had answers to my questions, and looked out for my best interest. She made me feel like a friend not just a number on my application. Anyone looking for a mortgage would be lucky to have Norma on their side and lead them through the mortgage process.;
Ken 949 · Oct 2020
★★★★★
Norma is very experienced and knowledgeable about refinancing options. With 1 phone call she explained all the different options and rates we had available and how the rates were controlled and where they were coming from. She is incredibly efficient in her work. We refinanced our home mortgage in less than a month. She definitely moves quickly, but not too fast. She went over some options with us on a Friday afternoon, and we realized we didn't understand what she had quickly gone over, so we called her back and she took the time to spell it all out for us. --Great Service.
Lewis Hickman · Sep 2020
★★★★★
We’ve done two transactions with Norma. She’s very knowledgeable and takes the time to explain everything that is happening with the loan terms and the process. No one likes surprises, and there won’t be any with Norma!. She is easy to work with and goes the extra step to think about what is best for her clients’ situation. What that meant for us is that she alerted us that our insurance expense seemed higher than others she has seen, so we could then shop the policy and ended up saving money. We would highly recommend Norma Rowe and Cobblestone Mortgage for anyone looking for a residential mortgage!
Kathy Allen · Sep 2020
★★★★★
Norma is great. Her knowledge and expertise is unsurpassed and invaluable. The last rate she secured for us was jaw-dropping. She timed it perfectly. Had I not done what she advised me to do, I would have lost literally multiple 10's of thousands of dollars in interest. I have worked with her for years and she is always the best. Answers all my questions and does what she says she will do when she says she will do it. My family cannot thank her enough for her work.
Matt Smith · Sep 2020
★★★★★
Norma is great. Her knowledge and expertise is unsurpassed and invaluable. The last rate she secured for us was jaw-dropping. She timed it perfectly. Had I not done what she advised me to do, I would have lost literally multiple 10's of thousands of dollars in interest. I have worked with her for years and she is always the best. Answers all my questions and does what she says she will do when she says she will do it. My family cannot thank her enough for her work.
Matt Smith · Sep 2020
★★★★★
This is the third time we used Norma to get a mortgage....this time for a refinancing. As always, she is super-efficient, very knowledgeable in options, and quick to work with. Will certainly go back to her if we need to refinance or obtain another mortgage and highly recommend her.
Mark Evans · Aug 2020
★★★★★
Absolutely outstanding! Norma (1) is incredibly efficient and communicative (2) was quick to suggest things I could do to save money during the refinance process (3) was extremely honest and transparent (4) is super experienced and knowledgeable. On top of all of this, she made the entire process extremely easy. Can't say enough positive things!
Brent Watkins · Aug 2020
★★★★★
Norma was a force of nature in closing an unusually complex house-purchase. She worked assiduously and successfully overcame issues related to our income, immigration status, multiple minor contract changes, and a super tight timeline, and got us our loan and our house! She made sure we understood exactly what we were doing, explained everything line-by-line, and protected us from several pitfalls along the way. *And* she did all this while she was on vacation for part of it. I am glad to have chosen her, and I'm also filled with admiration for her integrity, skills, connections, experience, and work ethic.
Nadeesha Perera · Aug 2020
★★★★★
We have worked with Norma on two different occasions and she is true professional. Both times, she presented us with many alternatives for refinancing and took the time to make sure we understood the pros and cons of each option. Due to the covid situation, everything was handled electronically, even the closing, and it went off without a hitch. We have purchased and refinanced homes many times over the years and Norma is by far the best mortgage broker we have ever worked with.
MK Connery · Aug 2020
★★★★★
Norma is the best! We just finished refinancing with her and this is our second time using her services. She is an excellent communicator and goes above and beyond to get her clients the best deal possible. She even helped us find a better deal on our home insurance. I would highly recommend her and would absolutely use her services again in the future. Thank you so much, Norma for another excellent financing experience. We are so grateful for your expertise!
Sara Martinez · Jul 2020
★★★★★
We had a wonderful experience working out our refinance through Norma Rowe at Cobblestone. We got an unbelievably competitive rate and the process was smooth from start to finish. Just a couple of phone calls and a Zoom meeting is all it took! We never imagined it could be so stress-free to get this done in the middle of a global pandemic. We highly recommend Norma for any kind of lending needs. Thank you!
Jessy Savant · Jul 2020
★★★★★
Norma Rowe is great! She has helped me with with two refinances and I could not have asked for better service. Both times the process was smooth and easy and I received great rates. I highly recommend Cobblestone Mortgage!
Rob Kaylor · Jul 2020
★★★★★
Norma is trustworthy, efficient, and so helpful when it comes to mortgages. I have used her several times and trust her 100%. She is extremely detailed oriented and friendly. I highly recommend her and will continue to use her in the future.
Lynna · Jul 2020
★★★★★
Norma was awesome to work with when refinancing my mortgage! Not only was she able to find me a much better rate and lower payoff period, but she was available when I had questions. She definitely put time and care into making sure I was happy and comfortable at every step of this process.
Lisa Johansen · Jul 2020
★★★★★
Norma has always been extremely detail oriented, friendly, and responsive. I trust her to keep an eye on all of the moving parts during both refinance and purchases. I have used her several times for mortgage transactions and cannot say enough great things about her.
Lynna Moen · Jun 2020
★★★★★
Norma was personable and extremely helpful throughout the entire process. It was clear that she was interested in helping us make the best decisions that would produce optimal outcomes for now and the future!
Jamila Brown · Jun 2020
★★★★★
Norma is the most efficient and skilled mortgage broker I have ever worked with! Her response time is so quick!!!! Believe me, it is truly impressive! We have made many a real estate transaction together and I would look no further! She is one of the few people in any industry I would feel 100% recommending...Always the BEST deal available, and service that is Top Notch.
Kathy Hartwell · Jun 2020
★★★★★
We’ve worked with Norma at Cobblestone Mortgage many times for refinances and when we purchased our current home. She is our go to because we know she always has our best interest at heart working to find us the best rates and least amount of money out of pocket. She is very knowledgeable in the area and very responsive. Always a please to work with.
talisha peay · Jun 2020
★★★★★
Best experience I've had with a Loan Officer. Norma was extremely professional and made sure I had was informed the entire process. I would gladly recommend her to anybody looking to secure a loan to buy a house.
Matt Caponi · May 2020
★★★★★
She is trustworthy! Norma was effective and prompt...we always knew where things were in the process and after buying 8 homes and refinancing a few times I can say unequivocally she is THE BEST EVER that I have ever worked with.
She truly will work for your best interest.
Charles Ware · May 2020
★★★★★
We used Norma when we purchased our house 8 years ago. Were so happy with her work that we went back to her with our recent refinancing. Same stellar performance. She was informative and highly efficient. The refinance was wrapped up in no time and with very little effort on our end. I would recommend her to anyone and have.
Glenn H · Apr 2020
★★★★★
Norma Rowe has helped me refinance my home loan twice during the past eight years. I feel so lucky! Before I worked with her for the first time, I absolutely dreaded the experience of arranging a new mortgage, as I’d found the process unnerving through each of three home purchases. With Norma, though, the required steps to finance or refinance a loan no longer feel intimidating nor overwhelming. She provides easy-to-understand instruction as she takes you through every step of the application requirements, and she’s wonderfully responsive whenever you call with additional questions. During my recent refinancing, which took place when coronavirus concerns and stay-at-home restrictions were escalating, I expressed some uneasiness about exchanging financial documents online instead of through certified mail or an in-person exchange. I wasn’t sure whether my old Dropbox account was protected. Norma in response immediately volunteered to help me set up a new password-protected Dropbox account, and then took the extra time to make sure I knew exactly how to forward documents to her securely. Going ‘the extra mile’ seems to be routine for her.
I would add that there’s never a hidden agenda with Norma. Throughout my two refinancing experiences with her, she’s been impeccably honest, straightforward, kind, and ethical. You can trust her, and in the end you will feel like she’s a friend who’s worked tirelessly to create a positive outcome for you, inclusive of the best loan rate available. With both of my refinancing transactions, she has meticulously attended to every detail of the loan application and new mortgage documents, so that there would never be any negative surprises or confusion at closing. I feel like I’ve discovered the ultimate gem of the home-mortgage industry.
Tracey Carson · Apr 2020
★★★★★
Norma has been wonderful. She was the mortgage broker when I purchased the house so I contacted her again to refinance the house since the rates were so low. Norma is very responsive and efficient and she seem to be able to balance being efficient and being courteous. I am please that she was able to lock the lowest rate during this pandemic and close the financing quickly even though some of my documentation was complex. Thank you Norma!
Mike Oak · Mar 2020
★★★★★
Norma is an amazing mortgage broker. She is very knowledgeable and was extremely quick in answering all questions. She was always available and responsive. This was our second time using her to take care of the loan process. She didn't disappoint and we would definitely recommend her to our friends and family!
Shelley Acosta · Mar 2020
★★★★★
Norma was extremely helpful with this process. I had many questions and concerns as a first time home buyer. Norma took the time to answer all of them. She was very patient and always available. I would use her services again.
Jeremy · Mar 2020
★★★★★
Norma was extremely helpful to a first time home buyer. Answering all my questions with patience. I would use her services again. She saved me a lot of money vs. another prominent company. Thank you Norma.
Jeremy Mendenhall · Mar 2020
★★★★★
Norma Rowe is absolutely wonderful to work with!!! She is professional, knowledgeable and trustworthy. She is always very quick to respond to my (numerous!) questions. We have used Norma as our mortgage broker FOUR times over the past 9 years. (Two home purchases and two refinances.) We have been very pleased with her services each time. I highly recommend her!
Wanda Cummings · Mar 2020
★★★★★
First time home buyer here-- Norma is the QUEEN of "Get it Done"! She is efficient, promptly responds, and really went above and beyond to provide the best guidance and resources for us. The anxieties of buying a first home can be overwhelming, but we felt very taken care of throughout the entire process. As a bonus, we closed on our home in 3 weeks from the intial phone call to Cobblestone. 10 Stars!
Amanda Smith · Jan 2020
★★★★★
Nobody gets a loan done quicker and with less hassle than Norma. She's extremely responsive, knowledgeable and professional.
We've closed two loans with her and would not work with anyone else.
Nicholas and Jessie Min · Jan 2020
★★★★★
I have worked with Norma for several years now over many projects. Atleast 4 transactions so far. She is the best. She puts everything on the table. No hidden fees or hidden motives. She is amazing, on time, well connected and most important of all, she always give me the best rates. I will definitely work with her in the future as well
Carolinas Photobooths · Jan 2020
★★★★★
Norma was fantastic to work with! She help me when no one else could. Not only did she help me when no one else could but she followed up, she followed through and she got it done quickly. Her attention to detail was impeccable. I cannot say enough about how easy this process was and how thankful I was for their help. I would recommend her to family and friends in a heartbeat.
Christine Regan · Dec 2019
★★★★★
Norma is absolutely amazing to work with, my brother had used her twice in the past when purchasing homes and ranted over how amazing she was and referred me to her... so glad he did! She’s very knowledgeable and responsive when you’re under time restraints, especially in a competitive market. She also offers insight and provides step by step details to make you aware of what’s to come to ensure there are no delays or issues that could hold you up from purchasing a property and better yet waste any of your money. It had been since 2004 when I purchased a property so things have changed and Norma was all over explaining the process so I was comfortable! Super appreciative to have just closed on my new house and thankful for her!
Don’t know many people as detailed as Norma, she’s top notch!!
Dana Hamrick · Dec 2019
★★★★★
Norma was outstanding. Not only did I get the loan and rate that i needed, she helped me manage the process smoothly and very efficiently. She did an excellent job of letting me know when and how I needed to focus my attention and took care of everything else without me needing to worry about it. She did an outstanding job of explaining all of my options and the pros and cons of each. I was very satisfied with the whole process.
Paul O'Shaughnessy · Nov 2019
★★★★★
Norma Rowe is the best! We have done several loans with her to date, and everyone has gone through without a hitch. She works diligently to get us the best terms possible, far exceeding anything we could have done locally. And all this with a quick, efficient, and thoughtful process. You can trust Norma to do it all perfectly, the first time.
Barry Howard · Oct 2019
★★★★★
Norma is personal and professional! She will work for the best deal possible or be honest to say it won’t be beneficial right now. Her knowledge and expertise can’t be beat! I would highly recommend her!!
Ashley Bilbo · Oct 2019
★★★★★
Norma was fantastic to work with. She is very knowledgeable, responsive and to say that she made the whole process EASY would be and understatement! Anyone who wants an experience that is easy and painless should stop your search here and work with Norma at Cobblestone; you will be happy you did!
LEEANN HATCH · Oct 2019
★★★★★
Norma Rowe was able to obtain a mortgage for me in 16 days, a phenomenal achievement. Her experience and contacts in the mortgage industry made this possible. She quickly answered any questions I had, was available at any time to assist me, and provided routine feedback on progress of the application. Best of all, she was able to suggest and explain options available even in this compressed time frame. It was a pleasure to work with Norma and I can recommend her services most highly.
Lee Gilman · Sep 2019
★★★★★
Only word to describe the process with Norma is amazing! She was all over it making sure our quick close date was meet. She was informative and proactive. Being in the industry I know the issues that can arise and Norma was beyond great!
Esther Fernandes · Sep 2019
★★★★★
Working with Norma was great. She held our hand through the process and was always willing to explain things to us. Would definitively recommend her and would certainly use her again.
Chris Teodorski · Sep 2019
★★★★★
We used Cobblestone Mortgage for a recent home purchase and would recommend Norma to anyone who asks! Norma is knowledgeable, attentive and very responsive to any inquiries. She also will fight for the best rates possible to make your dream come true. Don’t hesitate to give her a call!
Whitney Cherry Johnson · Sep 2019
★★★★★
I highly recommend Norma Rowe. She was referred to me by my son in law who is an attorney; and who also used Norma.
She really knows her “stuff “. She found errors that our attorney’ s office had made and was sure to correct them.
She was very professional and very helpful in guiding us to get through the tedious mortgage process. It was a pleasure working with her.
dorothy Berna · Jul 2019
★★★★★
Norma was so professional and efficient. Answered every questions we had about our refinance, and we got it done in no time. Would recommend to anyone. Thank you again for everything!
Chad Hayes · Jul 2019
★★★★★
Norma Rowe is an amazing professional, highly organized and productive in her work and a great asset to her field! She represented me with a very challenging file, solving problems and finding solutions others couldn't or wouldn't. She also frequently took on the work of several others and overcame multiple unnecessary obstacles during the qualifying process that allowed us a smooth closing on schedule. She was a real blessing to me!
Bebe Hamilton · May 2019
★★★★★
We just purchased our new home and I'm so happy to have worked with Norma. She was a tremendous help during the whole process. She is very knowledgeable and efficient in her work. Norma, It was a great pleasure working with you. I would highly recommend.
ITZEL OROZCO · May 2019
★★★★★
Norma Rowe is an amazing professional, highly organized and productive, a great asset to her field! She represented me with a very challenging file, solving problems and finding solutions others couldn’t or wouldn’t. She also frequently took on the work of several others and overcame multiple unnecessary obstacles during the process that allowed us a smooth closing on schedule. She was a real blessing to me!
bette hamilton hamilton · May 2019
★★★★★
Norma is amazing!!! Hands down the smoothest loan process we’ve ever had! Norma also got us a better rate which puts more money in back in our pocket!
She also came to the closing which gave us added peace of mind.
We already started to refer other people to Norma so they can have the same great experience we had. Thanks Again Norma!!
JAMIL MASSEY · May 2019
★★★★★
Purchasing a home can be extremely stressful and difficult, especially for a first-time home buyer like me. Norma was recommended by two close friends who both had nothing but great things to say about her. I found that my expectations were exceeded! Norma was a pleasure to work with. She was responsive, straightforward, and she explained every step of the way to ensure that all my concerns were addressed. I highly recommend Norma and Cobblestone Mortgage!
Liana Rebollo · May 2019
★★★★★
I couldn’t have been happier with the service Norma provided. For months prior to my approval, she coached me through the process of maximizing my credit score. Once I found a home, she provided excellent guidance in processing my loan, and did it in record time. Her experience allowed her to anticipate what documentation the lender would need, so I could have it ready for submission. She was a delight to work with, her experience was invaluable, and I highly recommend her.
T S · Mar 2019
★★★★★
Norma, was great and pleasurable to work with, bye far the easiest home loan that I’ve ever done. She handled everything and made my part very easy. Start to close was very quick. I would change nothing if I had to do it over again.
Jennifer Payne · Feb 2019
★★★★★
Norma and her husband, Mike, were a dream to work with! They made the entire house buying experience so simple. We were able to close quickly due to Norma's efficiency during the lending process. We would highly recommend Cobblestone Mortgage Corp!
Joanna Carlton · Feb 2019
★★★★★
Forget the big-banks and builders' "preferred lenders"; Cobblestone provides top-notch customer service, fantastic rates and the easiest mortgage process around. We highly-recommend them for all your mortgage needs! Norma gets the job done!
Raymond Caponi · Feb 2019
★★★★★
I have worked with Norma twice now and have enjoyed each experience! She is very thoughtful and works with you to get the best deal and fit. I would highly recommend her to anyone. You really become friends by the closing. Thanks Norma for always taking such great care of us.
Kimberly Toole · Feb 2019
★★★★★
Cobblestone Mortgage Corp: Norma Rowe EXCELS at this job and responsibilities!!!! I cannot imagine going through the paperwork and signatures without her!! We have used her service three times now: two for refinancing opportunities and recently a new house. When the next opportunty arises we will tap into her services again. Without hesitation I recommend Norma.
Scott Moulton · Feb 2019
★★★★★
February 15, 2019
Working with Norma Rowe at Cobblestone Mortgage was a great experience for me. Norma is efficient with all the paperwork, great returning calls, and settling my nerves when needed. I came from another state and most of my work and homeownership history was not in North Carolina – she made the transaction easy. The closing was the easiest one I have experience (this was my 3rd house). I will say Norma went the extra mile for me to become a new homeowner in NC. E Dennison
Eleanor dennison · Feb 2019
★★★★★
excellent experience! Norma is extremely knowledgeable and was very helpful In navigating the entire refinance and new loan process. We have worked with Norma multiple times and have been very pleased with her efficiency and thoroughness. Would highly recommend!
Michelle Moulton · Feb 2019
★★★★★
Norma is great to work with. She has helped me purchase two homes, and will be my go to for any future real estate transactions. She ensured both transactions were completed efficiently and quickly. There is no one else I would trust to be my mortgage broker, and I recommend Cobblestone whenever possible.
Daniel Baughn · Feb 2019
★★★★★
Norma has been the best at finding every path for me to get my loan. When issues came up she helped walk me through all the steps and processes necessary to close on my house. Could not recommend her more
Matthew Knudson · Feb 2019
★★★★★
Norma is a fantastic mortgage professional who really cares about her clients. She works hard to get them great rates and take the hassle out of getting a mortgage. Working with Norma is so much better than working with a big bank or some online lender. Norma comes with my highest recommendation!
Hammer Helmer · Feb 2019
★★★★★
We were ready to refinance our home loan, but we knew little about the whole process. Norma personally guided us along the way and went above and beyond to get us the best rate by helping us fix our credit. She clearly explained everything along the way and helped us step by step. We ended up getting the best possible rate! We highly recommend Norma and would never even think of going anywhere else for our mortgage needs! Thanks Norma!!
Kathy Bevans · Feb 2019