★★★★★
5.0 average · 149 verified reviews

What clients say about working with Norma.

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“Norma & team were Informative, patient, and efficient with our refinance process. Thank you!”
Nicholas Casas · verified client
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Norma Rowe
NMLS #62618
★★★★★
I cannot say enough about Norma and her team at Cobblestone. As a first time homebuyer, I was extremely nervous and very uneducated about the process. Norma took the time to walk through everything from rates to down payments to closing cost to taxes. There wasn’t one stone left unturned. My loan documents came in within days even the closing attorney was impressed. When my documents came in, Norma took the time to walk through every line item. In every number to ensure I knew what everything was in that nothing was missed. I cannot say how much I appreciated her knowledge and her generosity with her time there were several times I would just text her in the middle of the day to ask a clarifying question or to ask her to remind me of something that we talked about and she was always responsive and never made me feel like I was stupid. I highly recommend Norma in her team and I will use them again in the future.
Trina Greene · Oct 2025
★★★★★
This was at least our fourth loan or refinance on the past few houses with Norma—and for good reason. She proactively reached out with a limited-time opportunity to lower our rate offered by the lender due to an unexpended drop in rates, and we’re so glad she did. Norma’s patience in answering our many questions was truly appreciated, and she presented the numbers in a clear, straightforward way that made our decision easy. She coordinated seamlessly with the bank, appraiser, attorney, and everyone involved, keeping everything on track and meeting every deadline and estimate without a hitch. Her professionalism, attention to detail, and calm demeanor made the entire process smooth and stress-free. If we could give her more than five stars, we absolutely would. Norma continues to exceed our expectations every time.
Rob and MK Connery · Oct 2025
★★★★★
This was at least our fourth loan or refinance on the past few houses with Norma—and for good reason. She proactively reached out with a limited-time opportunity to lower our rate offered by the lender due to an unexpended drop in rates, and we’re so glad she did. Norma’s patience in answering our many questions was truly appreciated, and she presented the numbers in a clear, straightforward way that made our decision easy. She coordinated seamlessly with the bank, appraiser, attorney, and everyone involved, keeping everything on track and meeting every deadline and estimate without a hitch. Her professionalism, attention to detail, and calm demeanor made the entire process smooth and stress-free. If we could give her more than five stars, we absolutely would. Norma continues to exceed our expectations every time.
Rob and Mary Kay Connery · Oct 2025
★★★★★
Norma made my home buying experience so easy, as a first time home buyer I’m so glad she was there to help me.
Caleb Embry · Jun 2025
★★★★★
Our experience with Norma was fantastic from our first conversation through to closing. She was incredibly helpful, responsive and made the financing of our new home stress free.
Chris Githmark · Mar 2022
★★★★★
Very helpful with information and very quick to have everything provided in due time. Any questions or concerns, we’re answered thoroughly and quickly. Would certainly recommend!
Sara Paige Caponi · Aug 2021
“Norma made my home buying experience so easy, as a first time home buyer I’m so glad she was there to help me.”
Caleb Embry · Jun 2025
★★★★★
Norma was great to work with on our re-financing. Very knowledgeable and got things done in a timely manner. I highly recommend her for your mortgage needs.
Michael K Ferry Sr · May 2021
★★★★★
Norma is the fastest, most reliable and knowledgeable person we have ever worked with in 25 years of buying or refinancing properties. Highly, highly recommend.
Jen and Josh Cilley · May 2021
★★★★★
Norma is the fastest, most reliable and knowledgeable person we have ever worked with in 25 years of buying and refinancing properties. Highly recommend!
Jennifer Cilley · May 2021
★★★★★
Our experience working with Norma as first time homebuyers was perfect! Her communication, assistance, and knowledge on everything was a huge help to us as we went through this process. She also helped explain so many things to us that made it easy to understand. Customer service was excellent and I highly recommend her to anyone looking for a lender. Thanks again!
Evan Arnett · Sep 2024
★★★★★
Mrs Norma helped us get our first house! She was super helpful, handled everything for us all we had to do was sign papers. I would recommend cobblestone mortgage to anyone buying a home!
Ransom Bullington · Mar 2023
★★★★★
Norma was prompt, straight forward, and accurate. It was a pleasure to have her as our loan officer and we would certainly use her again. Our settlement lawyers also spoke very highly of her.
Jim Young · Aug 2022

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★★★★★
Norma & team were Informative, patient, and efficient with our refinance process. Thank you!
Nicholas Casas · Feb 2026
★★★★★
Super helpful and handled everything for us!
Ransom's Hunting Channel · Mar 2023
★★★★★
Very efficient process with Norma. Highly recommend!
Martha Weaver · Mar 2022
★★★★★
Great experience and will definitely use again in the future for all lending needs.
James Kaylor · Feb 2022
★★★★★
Great experience. Thanks for helping us out.
Trent Groothuis · Sep 2021
★★★★★
Norma is so professional. She gets things done. I enjoyed working with her!
Drew Nelson · Sep 2021
★★★★★
great experience. would highly recommend
robert beam · Jun 2021
★★★★★
Norma is fantastic! We would recommend her for anyone’s mortgage needs!
Kathleen Peniston · May 2021
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