Your privacy is important to us. That is why we work hard to insure your privacy. The information you give us will be held to the strictest confidence. We have no intention of selling or passing on your non-public personal information to any non-affiliated third parties. Cobblestone makes this commitment to you with pride because we know that your trust is the foundation to our business. To maintain your confidence we have established these privacy policies to protect your confidentiality. We will tell you the source of non-public personal information we collect from you. We will then tell you what steps we take to protect that information. First we define some terms used in this notice:
"We", "our" and "us" mean Cobblestone Mortgage Corp. "You" and "your" mean those consumers who have provided us with personal information for the purpose of determining whether he or she qualifies for a mortgage loan. "Non-public personal information" means personally identifiable financial information about you that we collect in connection with providing you with a financial product or service to you. This does not include information that is not available from public sources, such as government real estate records. "Affiliate", means a company we own or control, a company that owns or controls us or a company that is owned or controlled by the same company as us. An affiliate may also be an investor or group of investors that has a contractual fiduciary relationship with our company. "Non-affiliated third party" means a company that is not an affiliate of ours.
We collect non-public personal information about you from the following sources: Information that we receive from you on applications and other forms; information about your transactions with us, our affiliates or others; and information we receive from a consumer reporting agency.
We do not disclose any non-public personal information about our consumers, customers or former customers to anyone, except as permitted by law. We restrict access to non-public personal information about you to those employees who need to know that information to provide the requested products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public information.
A mortgage analyst will be available to answer questions you have about loan programs, pre-approvals, pre-qualifications or any credit related topics by contacting us with following contact information.